Sunday 22nd April 2018,
CASINO MALAYSIA

Insurance Baccarat

Insurance Baccarat

Insurance Baccarat is to provide a chance. It not only does not affect the result of Baccarat game but also guarantee against losing all of the betting money. Consequently, the user has to place the bet on ” The Banker” before betting on “Banker Insurance”. (Or the user has to place the bet on “The Player” before betting on “Player Insurance”.)  Furthermore, user can only bet on the insurance once in each round and that the money receiving from the insurance reward cannot be higher than the original (Banker or the Player) betting amount. Some of Online Casino Malaysia offer this Baccarat games to their member.

Games Rules

Dealer will in order of “Player” “Banker” deal out the cards for Player & Banker, in case have to draw one more card, then it will follow the table as below, whoever has the total points of 9 or closes to 9 will win the hand. However, either Player @ Banker has natural, then no card has been draw.

Player 2 cards

Player Banker 2 cards Banker

0

Draw card 0

Draw card

1

Draw card 1

Draw card

2

Draw card 2

Draw card

3

Draw card 3

If player draw 8, then no need to draw card

4

Draw card 4

If player draw 0,1,8,9, then no need to draw card

5

Draw card 5 If player draws 0,1,2,3,8,9 then no need to draw card
6 Stand 6

If player draws a 6 @ 7, Draw Card

7

Stand 7

No need to draw card

8

Natural 8

Natural

9 Natural 9

Natural

Payout Method

Type

Rate

Condition of winning

Banker

0.95 After cards dealt, Banker has a higher hand
Player 1

After cards dealt, Player has a higher hand

Tie

8 After cards dealt, Player and Banker have the same hand
Banker Pair 11

Banker first two cards are the same, Non-suit

Player Pair

11 Player first two cards are same, Non-suit
Big 0.54

After cards dealt, Player and Banker have a total of 5 or 6 cards

Small

1.5 After cards dealt, Player and Banker have a total of 4 cards

Insurance Rules

Type

Player card Banker card Player Point Banker Point Odds
Player Insurance 2 2 6 0,1,2,3,4,5

3

Player Insurance

2 2 7 0,1,2,3,4,5 4
Player Insurance 3 2 4 0,1,2,3

1.5

Player Insurance

3 2 5 0,1,2,3,4

2

Player Insurance

3 2 6 0,1,2,3,4,5 3
Player Insurance 3 2 7 0,1,2,3,4,5,6

4

Player Insurance

3 2 8 0,1,2,3,4,5,6 8
Player Insurance 3 2 9 0,1,2,3,4,5,6

10

Banker Insurance

2 2 0,1,2,3 4

1.5

Banker Insurance

2 2 0,1,2,3,4 5 2
Banker Insurance 2 2 0,1,2,3,4,5 6

3

Banker Insurance

2 2 0,1,2,3,4,5 7

4

Banker Insurance

3 2 0 1,2,3

10

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1 Comment

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